Personal Banking Rates

Rates subject to change without notice
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Personal Banking Rates

Minimum Balance to Open – $100.00

TierMinimum Balance to earn APY*Interest RateAPY*
Tier One$0 – $24,999.990.04%0.04%
Tier Two$25,000.00 & up0.14%0.14%

* Annual Percentage Yield (APY) is effective March 5, 2020 and subject to change at any time.

TierMinimum Balance to earn APY*Interest RateAPY*
Tier One$0 – $9,999.990.05%0.05%
Tier Two$10,000.00 - $24,999.990.05%0.05%
Tier Three$25,000.00 - $99,999.990.13%0.13%
Tier Four$100,000.00 and up0.13%0.13%

* Annual Percentage Yield (APY) is effective July 31, 2020 and subject to change at any time.

Deposit ProductMinimum Balance to openAuto Deduct APY*Coupon Book APY*
Holiday Club$5.000.05%0.00%
Vacation Club$5.000.05%0.00%

* Annual Percentage Yield (APY) is effective March 5, 2020 and subject to change at any time.

Type of LoanMaximum TermAPR*Payment**
Personal (Unsecured)5 years8.99%$20.75
Personal (Secured)10 yearsSEE BELOW***

*Annual Percentage Rate(APR) is accurate as of 10/1/2019 and subject to change without notice. THE RATES ON THE ABOVE FIXED TERM LOANS WILL BE REDUCED BY .25% FOR CUSTOMERS ELECTING AUTOMATIC PAYMENTS FROM AN LCB DEPOSIT ACCOUNT.   Rates and payments shown here are available to borrowers with an excellent credit history.  The actual interest rates, APRs and fees available to you will be based on your credit history and may be different than the rates displayed here. All loans subject to credit approval.   Please contact any Landmark Branch for additional information.

** Payment is per $1,000.00 based on maximum loan terms.

*** APR is equal to the interest rate of the LCB deposit product securing the loan PLUS 2.50% APR.

Please call your local branch for current auto loan information.

1st Lien

$5,000.00 and 60 month minimum terms

Terms for 1st LienAPR*Payment**
5 years2.99%$17.96
10 years2.99%$9.65
15 years3.25%$7.03
2nd Lien

$5,000.00 and 60 month minimum terms

Terms for 2nd LienAPR*Payment**
5 years3.40%$18.15
10 years3.60%$9.94
15 years3.85%$7.32

*Annual Percentage Rate (APR) is accurate as of 6/15/2020 and subject to change without notice. THE RATE ON THE ABOVE FIXED TERM LOAN INCLUDES A .25% DISCOUNT FOR CUSTOMERS ELECTING AUTOMATIC PAYMENTS FROM A LANDMARK COMMUNITY BANK DEPOSIT ACCOUNT.

**The payment per $1,000.00 borrowed is for 60 monthly payments, based on a credit score of 730 or better. Minimum loan amount of $5,000. Other terms and rates available. Payments do not include taxes or insurance premiums. Property must be a 1 – 4 family primary residence or vacation home. If you terminate the loan sooner than 36 months after account opening, you understand a fee up to $500 may be imposed for bona fide third-party charges. You will be required to maintain property insurance on the property during the loan term. You may be required to maintain flood insurance depending on the location of the property. Title insurance may be charged on loans over $100,000.00. Combined loan to value not to exceed 80%. Other terms and conditions may apply. Contact any Landmark Community Bank branch for additional information. All loans subject to credit approval. See your tax advisor for questions about tax deductibility. Loan Originator Co. ID# 408595.

For First 6 MonthsCurrent Rate
1.99% APR*3.75% APR
NO ANNUAL FEES, NO CLOSING FEES**

* Landmark Community Bank Home Equity Line of Credit is a variable rate line of credit with an introductory Annual Percentage Rate (APR) of 1.99% for the first 6 months. After that, the APR will adjust based on the Wall Street Journal National Prime Rate with a minimum APR of 3.75% and a maximum APR of 18.00%. Current 3.75% APR is accurate as of 4/9/2020 and is subject to change without notice. The APR may adjust monthly. Maximum line availability is $250,000.00. Property must be a 1 – 4 family primary residence or vacation home. You will be required to maintain property insurance on the property during the loan term. You may be required to maintain flood insurance depending on the location of the property. Termination of line within 36 months of account opening may result in the reimbursement of third-party charges that were waived at consummation. Other terms and conditions may apply. Contact any Landmark Community Bank branch for additional information.

** No closing fees for lines up to $100,000.00. Closing fees generally range from $0.00 to $2,025.00 for a credit line over $100,000.00. Title insurance may be charged on loans over $100,000.00. Combined loan to value not to exceed 80%. Making minimum monthly payments during the 10-year draw period and 10-year repayment period will result in a balloon payment of $3,047.32 based on a $10,000.00 initial line advance. All loans subject to credit approval. See your tax advisor for questions about tax deductibility. Loan Originator Co. ID# 408595.

CertificatesRegular Interest RateRegular APY#
3 Months0.08%0.08% APY
6 Months0.22%0.22% APY
12 Months0.30%0.30% APY
18 Months0.30%0.30% APY
24 Months0.35%0.35% APY
36 Months0.38%0.38% APY
48 Months0.43%0.43% APY
60 Months0.55%0.55% APY
IRA CertificatesIRA**
Interest Rate
IRA**
APY#
12 Months0.30%0.30% APY
36 Months0.38%0.38% APY
60 Months0.55%0.55% APY

** IRA, RTH, EDU terms available only: 12 Mos., 36 Mos., & 60 Mos. No exceptions.

Early withdrawal penalties may apply, contact bank employee for further information regarding applicable fees and terms.
# Annual Percentage Yield (APY) is effective March 23, 2020 and subject to change unless otherwise notified.