Personal Banking Rates

Rates subject to change without notice
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Personal Banking Rates

Minimum Balance to Open – $100.00

Minimum Balance to earn APY*APY*
$0 – $24,999.990.04%
$25,000 & up0.14%

* Annual Percentage Yield (APY) is effective August 12, 2019 and subject to change at any time.

TierMinimum Balance to earn APY*Interest RateAPY*
Tier One$0 – $9,999.990.05%0.05%
Tier Two$10,000.00 - $24,999.990.09%0.09%
Tier Three$25,000.00 - $99,999.990.18%0.18%
Tier Four$100,000.00 and up0.30%0.30%

* Annual Percentage Yield (APY) is effective September 16, 2019 and subject to change at any time.

Minimum Balance to earn APY*APY*
$0 – $24,999.990.15%
$25,000 & up1.00%

* Annual Percentage Yield (APY) is effective August 12, 2019 and subject to change at any time.

Deposit ProductMinimum Balance to openAPY*
IRA Savings$25.000.03%
Educational Savings$25.000.03%
Deposit ProductMinimum Balance to openAuto Deduct APY*Coupon Book APY*
Holiday Club$5.000.05%0.00%
Vacation Club$5.000.05%0.00%

* Annual Percentage Yield (APY) is effective August 12, 2019 and subject to change at any time.

Type of LoanMaximum TermAPR*Payment**
Personal (Unsecured)5 years8.99%$20.75
Personal (Secured)10 yearsSEE BELOW***

*Annual Percentage Rate(APR) is accurate as of 10/1/2019 and subject to change without notice. THE RATES ON THE ABOVE FIXED TERM LOANS WILL BE REDUCED BY .25% FOR CUSTOMERS ELECTING AUTOMATIC PAYMENTS FROM AN LCB DEPOSIT ACCOUNT.   Rates and payments shown here are available to borrowers with an excellent credit history.  The actual interest rates, APRs and fees available to you will be based on your credit history and may be different than the rates displayed here. All loans subject to credit approval.   Please contact any Landmark Branch for additional information.

** Payment is per $1,000.00 based on maximum loan terms.

*** APR is equal to the interest rate of the LCB deposit product securing the loan PLUS 2.50% APR.

Please call your local branch for current auto loan information.

1st Lien

$5,000.00 and 60 month minimum terms

Terms for 1st LienAPR*Payment**
5 years3.35%$18.13
10 years3.60%$9.94
15 years3.85%$7.32
2nd Lien

$5,000.00 and 60 month minimum terms

Terms for 2nd LienAPR*Payment**
5 years3.60%$18.24
10 years3.85%$10.06
15 years4.10%$7.45

*Annual Percentage Rate(APR) is accurate as of 10/1/2019 and subject to change without notice. THE RATES ON THE ABOVE FIXED TERM LOANS INCLUDE A .25% DISCOUNT FOR CUSTOMERS ELECTING AUTOMATIC PAYMENTS FROM AN LCB DEPOSIT ACCOUNT.   Rates and payments shown here are available to borrowers with an excellent credit history.  The actual interest rates, APRs and fees available to you will be based on your credit history and may be different than the rates displayed here. Payoff of loan within 36 months of account opening may result in the reimbursement of third party charges that were waived at consummation. All loans subject to credit approval.

**Payment is per $1,000 based on maximum terms shown. Please contact any Landmark Branch for additional information. Home equity loan to value ratio must not exceed 80%. Minimum loan is $5,000 and maximum loan amount is $250,000. Appraisal and Homeowner’s Insurance are required on all Home Equity Loans.  Property must be a 1 – 4 family primary residence or vacation home. Loan Originator Co. ID #408595

For First 6 MonthsCurrent Rate
1.99% APR*4.75% APR

* Landmark Community Bank Home Equity Line of Credit is a variable rate line of credit with an introductory Annual Percentage Rate (APR) of 1.99% for the first 6 months. After that, the APR will adjust based on the Wall Street Journal National Prime Rate with a minimum APR of 3.75% and a maximum APR of 18.00%. The APR is accurate as of 10/31/2019 and is subject to change without notice. The APR may adjust monthly. Minimum line availability is $5,000 and maximum line availability is $250,000.00. Property must be a 1 – 4 family primary residence or vacation home.  Home equity loan to value ratio must not exceed 80%. You will be required to maintain property insurance on the property during the loan term. Rates and payments shown here are available to borrowers with an excellent credit history.  The actual interest rates, APRs and fees available to you will be based on your credit history and may be different than the rates displayed here. Termination of line within 36 months of account opening may result in the reimbursement of third party charges that were waived at consummation.  All loans subject to credit approval. 

CertificatesRegular Interest RateRegular APY#
3 Months0.08%0.08% APY
6 Months0.28%0.28% APY
12 Months1.47%1.48% APY
18 Months1.24%1.25% APY
24 Months1.20%1.21% APY
36 Months1.05%1.06% APY
48 Months1.15%1.16% APY
60 Months1.35%1.36% APY
IRA CertificatesIRA**
Interest Rate
IRA**
APY#
12 Months1.47%1.48% APY
36 Months1.05%1.06% APY
60 Months1.35%1.36% APY

**IRA, RTH, & EDU available only in these terms: 12 Months; 36 Months; 60 Months.

# Annual Percentage Yield (APY) is effective November 18, 2019 and subject to change unless otherwise notified.  Early withdrawal penalties may apply, contact bank employee for further information regarding applicable fees and terms.

BORROW UP TO $5,000.00

Loan TermAPR*
12 Months4.99%

* Annual Percentage Rate (APR) is accurate as of 11/1/2019 and subject to change without notice. THE RATE ON THE ABOVE FIXED TERM LOAN INCLUDES A .25% DISCOUNT FOR CUSTOMERS ELECTING AUTOMATIC PAYMENTS FROM A LANDMARK COMMUNITY BANK DEPOSIT ACCOUNT. The payment per $1,000 borrowed is $85.60 per month for a 12-month term and is based on a 700 or above credit score. All loans subject to credit approval. Other terms and conditions may apply. Offer expires 12/31/19. Please contact any Landmark Community Bank Branch for additional information. Loan Originator Co. ID #408595.