With great rates, security, and rewards. All from the bank you trust. You chose to bank with us for a reason, and now we are giving you one more: a Platinum credit card. Increase your purchasing power with our credit cards and enjoy great benefits. Choose the option that best fits your needs.
Personal Credit Cards
Banking... Wherever, Whenever!
24/7 personal customer service
Call the Customer Contact Center 24/7. Representatives are located in the U.S. and are dedicated to providing you with personal service, the kind you receive when you come into our branch. Manage your account online and go paperless.
For protection while traveling, your card automatically provides you and your family with Travel Accident Insurance1.
Card features and security
Your card has multiple layers of cardholder protection so you can feel confident when you use it.
- Zero Fraud Liability and Fraud Monitoring
- Email and Text Fraud Alerts
- Mobile Payments
- Cell Phone Protection2
- View your FICO® Score for Free3
- Identity Theft Assistance
- Purchase Protection
NO ANNUAL FEE AND 0% INTRO APR
for 12 months on purchases and balance transfers. After that, a variable APR, currently 11.24%-25.24% will apply.*
No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 12.24%-22.24%.*
Earn unlimited reward points that don’t expire!
Cash Rewards Platinum
No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 15.24%-25.24%.
Earn 1% cash back on net purchases!
No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 11.24%-21.24%.*
No penalty APR and low interest rates*!
* 0% Intro Annual Percentage Rate (APR) applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 11.99% and 21.99%, Platinum Edition APRs are currently between 10.99% and 20.99%, and Cash Rewards Platinum APRs are currently between 14.99% and 24.99%. All APRs are based on creditworthiness. Rates are accurate as of October 1, 2019 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.